How to Get Pre-approved
Need a Pre-Approval Letter?
Wondering how it all works? Here are a few of the criteria we take into account.
Credit Score
We get your permission to run your credit score and report.
Employment History
We will review your employment history with you including length of employment and income.
Debt-to-Income Ratio
We will calculate your debt-to-income ratio which compares how much you owe each month to how much you earn.
Down Payment
We will work with you on what your down payment should be based on what you qualify for and can afford.
With as Little as 3% Down, Make Yourself at Home!
Exceptional Pricing and First-Time Buyer Programs!
Estimator
This calculator and others on this site are provided without warranty regarding their accuracy or applicability to your individual circumstance. They are for your personal use and are not intended to replace professional financial advice.
Have a mortgage question?
Ask Nate
Or schedule an appointment today
WHAT WE OFFER
How It Works
When you work with Nate and First Washington Mortgage, You Can Reap These Benefits!
Fill Out Our Quick & Easy Loan Application
Complete the loan application questions on this page.
Mortgage Consultation
Nate will share what loan programs and rates are available based on your credit, loan application and your needs whether you have already found a home, are refinancing or are looking to get pre-approved. He will also share the details of his special offer of a FREE appraisal as well as what the closing costs and monthly payment would be to make sure you are comfortable with every detail of the loan.
Apply for the Right Loan for You
Once we have decided on which loan is right for you, Nate will send you the full application to complete and he will be there to answer any questions you may have.
Reap the Benefits
We will be with you every step of the way providing you with updates on the status of the loan as it goes through underwriting and order appraisal. Lastly, we will prepare for closing with the title company.
And then it’s time to make yourself at home!
About Nate Walsh
Nate Walsh is a native of the DMV and is a Senior Mortgage Consultant and former Financial Advisor whose mission it is to help people achieve their dreams. With 20+ years in the business, he has made home buying a reality for many while helping others achieve their financial aspirations.
“I am here to help!”
- Purchase New House
- First Time Homebuyer
- Cash-Out to Pay College Tuition
- Cash-Out for Renovations
- Refinancing Your Home
- Debt Consolidation
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Top 1% Producer with business partner UWM in 2021
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Nate Walsh
Senior Mortgage ConsultantNMLS #213490
Why Choose Nate?
Rates and Programs
The most competitive rates and loan programs to fit your needs including Conventional, Jumbo, FHA, VA and USDA.
Experience
You would be hard pressed to have a circumstance that Nate hasn’t dealt with successfully having closed over 1,000 purchase and refinance transactions.
Customer Service
Nate prides himself on being an expert at placing the borrower in the mortgage product that best fits their current and future needs.
TESTIMONIALS
What Clients Say About Nate
JEAN C.
Saved Me Thousands!
Over the last 15 years, Nate helped me refinance several times saving me thousands of dollars each time while lowering my monthly payment by hundreds of dollars.
RYAN C.
Amazing Mortgage Consultant
Nate found a realtor to help me buy my first home and he got me a great loan. It was a complicated transaction, but Nate got it done! There is no better mortgage pro to work with.
STEVE W.
Got Our Dream House!
Nate is so proactive and detail-oriented! He helped us buy the home of our dreams and when rates dropped, he refinanced us saving us over $1,000/month! I have recommended Nate to my family and friends.
Contact Us today to get qualified to buy your dream home or if refinancing how much you can save!
Frequently Asked Questions
How much can you afford?
What role does your credit score play in buying a home?
What down payment is needed to buy a house?
How do I determine what I can borrow or qualify for?
I am a Military Veteran. What loan options are available to me?
